Insurance and risk advisory for real estate franchise groups
The insurance partner for your franchise group, and for every franchise in it.
One consistent standard across your network. A senior broker for each franchise. Technology that helps your clients arrange cover under your brand.
Shared brand. Shared risk.
Franchise groups carry a particular kind of insurance risk. Each franchise is run by its own owner, but the brand, the reputation and much of the exposure are shared. When every office handles insurance in its own way, gaps appear, standards drift and claims are harder to manage.
Contega works with franchise groups to set a clear standard across the network, then looks after each franchise individually so that standard is actually met. Behind it all is technology that helps your clients arrange home and contents, landlord and other insurance, in your name.
For head office
One standard across the group.
Head office should not have to wonder whether each franchise is properly covered. We work with you to set out what good looks like for your network, then help each franchise get there.
A group standard, clearly set out
We agree the minimum arrangements and the sensible options with you, so every franchise starts from the same position.
Consistency without a one-size-fits-all program
Each franchise has different exposures. The standard sets the floor. Each franchise’s program is built on top of it.
One partner to deal with
A single point of contact for the group, supported by senior people who know your network.
For franchise owners and principals
A senior broker for your franchise, not a call centre.
You run a busy business. Your insurance should be something you can understand and rely on, not another thing to chase.
We start by understanding your risk appetite. Insurance is one way to finance risk, and it should be chosen deliberately, not by default.
Your senior technical broker
Reviews your current insurance program and explains it in plain language
Recommends cost-effective solutions that suit how your office actually operates
Manages claims with you, from first notification to resolution
Stays across your program as your business changes
Technology for your clients
Insurance your clients can arrange under your name.
Your buyers, landlords and investors already trust your agency. Our technology lets them arrange home and contents, landlord and other insurance in your brand, with a named adviser behind it when they need to talk to someone.
- White-labelled. Your look, your voice, your domain.
- Backed by people. Advice and claims support sit behind the platform. It is not a portal left to run alone.
- Built for franchise groups. The same experience across the network, with each franchise’s clients looked after under their own office.
- Home and contents
- Landlord insurance
- Talk to a named adviser
Advice and claims support by 
A true insurance partner
A partner, not a transaction.
Plenty of providers will sell your group a policy. We do something different. We take time to understand your network, we set standards you can stand behind, and we stay close as your group and your risks change.
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Observe
We understand your group and each franchise before we recommend anything.
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Analyse
We test arrangements against your real exposures and your risk appetite.
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Protect
We put the right arrangements in place.
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Stay alongside
We stay close as your group and your risks change.
Start with a conversation
Let’s talk about your group.
We will talk through your group, outline what onboarding would look like, and agree the next step. Nothing changes until you decide.
Contact details
- Sydney
- Level 9, 32 York Street
Sydney NSW 2000 - Melbourne
- 489–505 Toorak Road
Toorak VIC 3142
A Cohabit Group company
Contega is the commercial risk advisory business within the Cohabit Group, a risk intelligence company built around clearer data, better decisions and smarter insurance outcomes.
Visit cohabit.com.au (opens in a new tab)